SaaS detection & cost tracking

Pro feature

Requires a MIA Pro subscription.

MIA detects the SaaS subscriptions you pay for by analyzing your bank statements, and helps you track your software spend, including the tools you didn't know you were paying for.

How it works

1. You connect your bank accounts securely, through our partner Bridge (Sync a bank), and choose the accounts to analyze. The connected banks are listed at the top of the Spending page: clicking one lets you choose its accounts, re-synchronize it or delete it.
2. MIA scans the spending and automatically identifies the SaaS behind each charge (AI-assisted detection). Refresh runs the analysis again, once a day.
3. You validate or invalidate each detected SaaS to refine your tracking: the Status column reads "To validate", "Validated" or "Invalidated". The SaaS waiting for your decision are counted on the To do page, under Spending to validate, which leads to the list filtered on To validate.

What you track

• The total of your SaaS spending for the current month, at the top of the Spending page. The last 12 months are on the To do page.
• The breakdown per tool: latest charge, total since January, date. The list filters by name and by status, and the filters stay in the page address.
• The link with your applications: on a validated spend, See the application opens the MIA application it matches. If none matches but MIA can connect to the SaaS, Connect opens the catalog filtered on it. The match is made on the name, approximately.

Good to know

Tracking is based on the amounts actually charged to your accounts; it isn't a license count. Without a connected bank, the page invites you to connect one, and the spending already detected stays shown. Without MIA Pro, the page shows a preview marked Example, without any amount.